12 STEPS OF DEBTORS ANONYMOUS


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The following are the 12 Steps of Debtors Anonymous, often abbreviated as DA. Debtors Anonymous offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of others.

For the steps below, you can click on the More button to read comments from books and websites about that step, or click on the Working button to read about or hear people working the given step, or click on the Videos button to see videos about the given step.

You can also read a summary of the DA program in our directory site.




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Step 1

We admitted we were powerless over debt - that our lives had become unmanageable.

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Step 2

Came to believe that a Power greater than ourselves could restore us to sanity.

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Step 3

Made a decision to turn our will and our lives over to the care of God as we understood Him.

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Step 4

Made a searching and fearless moral inventory of ourselves.

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Step 5

Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.

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Step 6

Were entirely ready to have God remove all these defects of character.

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Step 7

Humbly asked Him to remove our shortcomings.

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Step 8

Made a list of all persons we had harmed and became willing to make amends to them all.

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Step 9

Made direct amends to such people wherever possible, except when to do so would injure them or others.

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Step 10

Continued to take personal inventory and when we were wrong promptly admitted it.

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Step 11

Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry that out.

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Step 12

Having had a spiritual awakening as the result of these steps, we tried to carry this message to compulsive debtors, and to practice these principles in all our affairs.

Other
Resources

Online Meetings

List of online meetings by addiction

Debtors Anonymous

Summary of DA in our directory

REFERENCES